The S Kredit-per-Klick with Instant Approval: Flexible & Uncomplicated
Loan Overview
Loans available: Personal Loan, Car Loan, Installment Loan, Online Loan, Small Loan, Instant Loan.

Loan Application Overview
Need to know how much credit you can get? Understand your creditworthiness, choose the right loan term, and learn how to save on special payments and interest.
Guides
Topics include balancing overdrafts, reducing debts, paying off loans, early loan repayment, topping up loans, loans without SCHUFA, and more.
Advantages at a Glance
Fully online processing, low installments due to long terms, freedom in loan usage, instant credit decision, and flexible repayment options with special payments at any time.
Steps to Acquire S Kredit-per-Klick
Step 1: Calculate desired loan. Step 2: Fill out the form online. Step 3: Sign the contract electronically. Step 4: Payout directly to the Sparkassen account.
Application Requirements
Must be at least 18 years old, reside in Germany, have a Sparkassen checking account used for online banking with salary/pension paid into this account.
Customer Protection and Security
We are committed to the “Responsible Lending” code of the Banking Association, ensuring that loans are given responsibly so customers can repay them.
Customer Testimonials
“Uncomplicated processing without additional documents as I am an existing Sparkasse customer.” – Check24
Frequently Asked Questions
Answers about application process, costs, inability to pay, contract revocation, early repayment, and more.
Data Security
We are ISO 27001:2013 certified for quality-assured software processing, adhering to values of confidentiality, availability, and integrity.
Summary
If you need assistance, our customer service is available. With S Kredit-per-Klick, it’s about more than just money.